Most important concepts about money

1. spend less
2. Invest early
3. The power of compounding over time
4. Investing does work, stock market is scary but it staying invested is a good strategy
5. Know that asset allocation is the most important thing

6. Don’t chase the hot dot, buy low sell high, even when it’s not intuitive and feels uncomfortable

7. Don’t panic and take your chips away, stay invested for the long term, highs and lows are par for the course

8. Hire experts but know what fees you’re paying

8. Don’t time the market, get in! early!

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